A question, a bug report or a suggestion? Our team responds within 48 business hours.
Our tools use official 2026 rates (CRA, Ontario Ministry of Finance, CMHC). However, results are estimates for informational purposes and do not replace professional advice. Every situation is unique.
Yes. All calculations run locally in your browser. No financial data (salary, loan amount, etc.) is transmitted to our servers or stored anywhere.
Yes, all tools are completely free and require no registration. We fund the site through non-intrusive advertising.
Every January with new fiscal year rates, and whenever significant federal or Ontario budget changes occur mid-year.
