🔑 Ontario LTT

Ontario Land Transfer Tax

Ontario LTT + Toronto MLTT with first-time buyer rebates. Official 2026 brackets.

Property Details

Ontario LTT
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Toronto MLTT
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First-Time Rebate
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Total Payable
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Frequently Asked Questions

Who pays Land Transfer Tax in Ontario?

The buyer pays LTT when a property is transferred. It is calculated based on the purchase price using progressive brackets. Toronto buyers also pay a second municipal LTT (MLTT).

How does the first-time buyer rebate work?

Eligible first-time buyers (Canadian citizen or PR, 18+, home as principal residence, never owned anywhere) can claim a rebate of up to ,000 (Ontario) and $4,475 (Toronto). The rebate is applied at closing.