🏖 Retirement 2026

Ontario Retirement Planner

CPP + OAS + RRSP income projected to your retirement date.

Retirement Profile

Current Age

Target Retirement Age

Current Annual Income ()

Current RRSP/TFSA Balance ()

Other Savings ()

CPP Contributing Years

Expected Annual Return (%)

Years lived in Canada after age 18 (max 40)

CPP Monthly

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OAS Monthly

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RRSP/RRIF Monthly

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RRSP at Retirement

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Total Monthly Income

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Income Replacement

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Frequently Asked Questions

What is the 4% safe withdrawal rule?

The 4% rule suggests you can withdraw 4% of your RRSP/RRIF portfolio in year one and adjust for inflation each year, with a high probability your savings will last 30 years. It is a guideline, not a guarantee.