🧸 Child Care 2026

Child Care Cost Calculator 2026

CWELCC vs private — after federal deduction and Ontario Child Care Tax Credit.

Child Care Details

CWELCC Regulated
Annual Cost
—
After Federal Deduction
—
Private Care
Annual Cost
—
After Federal Deduction + Ontario CARE tax credit
—
Annual Savings with CWELCC
—

Frequently Asked Questions

What is CWELCC?

The Canada-Wide Early Learning and Child Care (CWELCC) system is a federal initiative to reduce regulated child care fees. In Ontario, licensed centres enrolled in the agreement offer subsidized fees. Not all centres are enrolled.

Is the Ontario CARE tax credit still available?

Yes. The Ontario CARE tax credit is worth up to 75% of eligible child care expenses for low-income families (up to $20,000), reducing to 20% at higher incomes (at $150,000 AFNI).