💳 Loan 2026
Loan Calculator 2026
Monthly payments and full amortization for personal, auto or consolidation loans.
Loan Details
Monthly Payment
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Total Interest
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Total Paid
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Effective Rate
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Amortization Schedule (first 12 months)
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Frequently Asked Questions
What is the prime rate in Ontario (2026)?
The Bank of Canada prime rate reference for 2026 is approximately 5.45%. Personal loans are typically prime + 4% (~9.45–9.99%) while auto loans from dealers can range from 0.99% to 8.99% depending on your credit score and down payment.
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